How to pay out your earnings on InnerText

Getting your money out should be the easy part. This guide covers every step: how the split works, what you need to connect your bank or Paxum account, when InnerText runs payouts, and what to do when something goes wrong.

1. How the split works

The first thing most creators want to know is how much they actually keep. The answer is straightforward: InnerText takes 20%, you keep 80%.


Your share	80%
InnerText platform	20%

One thing worth understanding: processor fees are paid by the fan on top of whatever price you set. They don't come out of your earnings. When you set a $10 price, you're setting the amount that gets split, not a number that gets quietly eroded before the math happens.

Worked example. A fan buys a $10 PPV message. They pay $10 plus a small processor fee on their end. InnerText takes $2.00. You earn $8.00.

That same math applies everywhere: subscriptions, tips, and paid calls all go through the same 80/20 split. There's no different rate for different content types.

2. Before you can get paid: connect a payout method

Your balance accrues the moment fans start paying you, but no money moves until you've connected a payout method. This is a one-time setup, and it's worth doing before you have a large balance sitting there.

Go to Settings → Payouts to get started.

Three methods are available:

Method	Best for	Typical speed
ACH	US creators with a US bank account	1–3 business days
Wire	International creators	2–5 business days
Paxum	International, e-wallet	Same day

Most US creators use ACH. If you're outside the US, Paxum is usually faster than a wire and arrives the same day the payout runs.

What you'll need to provide

InnerText routes payouts through Segpay, who handle the actual transfer and the identity verification that goes with it. Before your first payout, you'll enter:

Legal name: exactly as it appears on your government ID
Legal address: the billing address tied to your bank or Paxum account
Tax info: SSN or EIN for US creators; the equivalent tax ID from your country for non-US creators
Bank or Paxum details: routing and account number for ACH or wire, email address for Paxum

Double-check the legal name and account number before you submit. A typo here is the most common reason a first payout gets delayed. InnerText doesn't store your full SSN or routing number on our side; everything goes directly to the processor.

Once Segpay verifies your details (usually within a few hours; ACH can take overnight), your balance becomes eligible for the next scheduled run.

3. The payout schedule

InnerText runs payouts on a bi-weekly schedule: every other Friday. If you've got eligible balance and a connected payout method when the run fires, your money goes out that day.

A few rules that determine what "eligible balance" means:

A transaction has to be settled before it counts. Cards typically settle within a few hours of being charged, so most purchases are settled well before the next Friday.
Funds from the most recent ~72 hours are held back. This gives InnerText a window to absorb any chargebacks before sending the money out.
You need at least $50 in eligible balance to trigger a payout. If you're below $50, your balance simply rolls forward to the next bi-weekly run. It doesn't disappear; it just waits.

If you miss a Friday run because you were below the minimum, your accumulated balance is still there and will go out on the next eligible run once it crosses $50.

4. Your earnings dashboard

Once you're earning, Dashboard → Earnings is where you track everything. Here's what you'll find there:

Current balance: what's eligible for the next payout run
Pending balance: transactions that have been charged but haven't settled yet
All-time gross and net: the full picture of what you've made and what you've received
Breakdown by source: subscriptions, PPV, tips, and calls listed separately
Payout history: every previous payout with its date and amount

It's a good habit to export the view at the end of each month. The breakdown by source is useful if you're filing taxes and need to report income by category.

5. When something goes wrong

Failed payout

The most common cause is a wrong bank account or routing number. When a transfer fails, Segpay reverses it back into your InnerText balance and sends you an email notification. Go to Settings → Payouts, fix the account details, and the next bi-weekly run will pick up the balance automatically. You don't need to request a manual retry.

Payout hold

Occasionally InnerText holds a payout if your account shows a sudden chargeback spike or any compliance flag. You'll receive an email explaining what triggered it. Holds resolve once the underlying issue clears; you don't lose the balance, and once the hold lifts, the funds go out on the next scheduled run.

If you believe a hold was applied in error, contact support directly from the email you receive.

6. Tax forms

A brief note on paperwork, since it comes up at payout time.

If you're a US creator and you cross $600 in earnings in a calendar year, Segpay will send you a 1099-NEC through their portal. You'll get an email when it's time to file the form. Non-US creators may be asked to provide a W-8BEN.

For the full breakdown, see the dedicated tax guides:

7. Ready to start earning?

If you haven't set up your account yet, the fastest way to start is to register, connect a payout method, and set your subscription price. Your first bi-weekly Friday is just a matter of getting there.

Create your free InnerText account →

For the quick version, see When and how you get paid.