How to pay out your earnings on InnerText

Every step of getting paid on InnerText: connecting your bank account, the bi-weekly Friday schedule, and how to fix a failed payout.

Getting your money out should be the easy part. This guide covers every step: what you need to connect your bank account, when InnerText runs payouts, and what to do when something goes wrong.


1. How creator earnings work

The first thing most creators want to know is how earnings move from a fan purchase to their payout balance. InnerText shows this inside your dashboard so you can review subscription, PPV, tip, and call earnings in one place.

Fan purchasesSubscriptions, PPV, tips, and paid calls
Creator balanceVisible in Dashboard and paid on the regular payout schedule

That same payout flow applies everywhere: subscriptions, tips, and paid calls all appear in the same earnings area. There's no different dashboard to track for different content types.


2. Before you can get paid: connect a payout method

Your balance accrues the moment fans start paying you, but no money moves until you've connected a payout method. This is a one-time setup, and it's worth doing before you have a large balance sitting there.

Go to Settings → Payouts to get started.

Payouts go to a bank account in your own name. There is no separate wallet to open and no third-party account to register for.

How long the money takes to land after a run depends on your bank and your country, not on InnerText. Domestic transfers usually arrive within a few business days; international ones can take longer.

What you'll need to provide

InnerText pays you directly, so everything is entered once, in the app. Before your first payout you'll provide:

  • Legal name: exactly as it appears on your government ID
  • Legal address: the address on the bank account
  • Tax form: a W-9 if you're a US creator, a W-8BEN if you're not. Your tax ID is stored encrypted
  • Bank details: the account name, country, account number, and routing number where your bank uses one

Double-check the legal name and account number before you submit. A typo there is the most common reason a first payout is delayed, and the name on the account has to match the name on your tax form.

Once your details are on file, your balance becomes eligible for the next scheduled run.


3. The payout schedule

InnerText runs payouts on a bi-weekly schedule: every other Friday. If you've got eligible balance and a connected payout method when the run fires, your money goes out that day.

A few rules that determine what "eligible balance" means:

  • A transaction has to be settled before it counts. Cards typically settle within a few hours of being charged, so most purchases are settled well before the next Friday.
  • Funds from the most recent ~72 hours are held back. This gives InnerText a window to absorb any chargebacks before sending the money out.
  • You need at least $50 in eligible balance to trigger a payout. If you're below $50, your balance simply rolls forward to the next bi-weekly run. It doesn't disappear; it just waits.

If you miss a Friday run because you were below the minimum, your accumulated balance is still there and will go out on the next eligible run once it crosses $50.


4. Your earnings dashboard

Once you're earning, Dashboard → Earnings is where you track everything. Here's what you'll find there:

  • Current balance: what's eligible for the next payout run
  • Pending balance: transactions that have been charged but haven't settled yet
  • All-time gross and net: the full picture of what you've made and what you've received
  • Breakdown by source: subscriptions, PPV, tips, and calls listed separately
  • Payout history: every previous payout with its date and amount

It's a good habit to export the view at the end of each month. The breakdown by source is useful if you're filing taxes and need to report income by category.


5. When something goes wrong

Failed payout

The most common cause is a wrong bank account or routing number. When a transfer fails, the money comes back into your InnerText balance rather than disappearing. Go to Settings → Payouts, fix the account details, and the next bi-weekly run will pick up the balance automatically. You don't need to request a manual retry.

Payout hold

Occasionally InnerText holds a payout if your account shows a sudden chargeback spike or any compliance flag. You'll receive an email explaining what triggered it. Holds resolve once the underlying issue clears; you don't lose the balance, and once the hold lifts, the funds go out on the next scheduled run.

If you believe a hold was applied in error, contact support directly from the email you receive.


6. Tax forms

A brief note on paperwork, since it comes up at payout time.

If you're a US creator and you cross $600 in earnings in a calendar year, a 1099-NEC is required for that year, and it comes from InnerText using the details on your W-9. If you're outside the US, the form you complete is a W-8BEN instead, which is what stops US tax being withheld from your payouts.

For the full breakdown, see the dedicated tax guides:


7. Ready to start earning?

If you haven't set up your account yet, the fastest way to start is to register, connect a payout method, and set your subscription price. Your first bi-weekly Friday is just a matter of getting there.

Start monetizing →


For the quick version, see When and how you get paid.

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